Has MOBE Been Shut Down By The FTC?

Has MOBE Been Shut Down By The FTC
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On Monday, June 4, 2018, the Federal Trade Commission (FTC) filed a civil lawsuit against MOBE and all of its personnel. Currently, Mark J. Bernet is the attorney and receiver for MOBE.

My friend signed up for the 21-Step program not too long ago hoping to become more successful than I am at making money online.—Fortunately for him, he gave up on their system after realizing the outrageous upsells he was receiving.

Don’t get me wrong, I am not against upsells entirely. Corporations like Mc Donalds are upselling us on a regular basis. For example, When you purchase a burger, they try to upsell you to the full meal.


What Is MOBE?

MOBE is a high ticket affiliate program that allows you to earn thousands of dollars in commission, but you must spend thousands of dollars before you can actually get started.

The first initial cost is their common $49.00 product known as, “My Top-Tier Business (MTTB). I’m sure they have other names for the same product.

Once you’ve purchased the 21 step training program, you will receive a personal coach or should I say, salesperson. Their goal is to upsell you on memberships to unlock certain steps.


The problem starts when people were unaware of all the upsells. They signed up thinking $49.00 was all it took to start making money. Being in the industry for a while now, I knew it was not possible.

As you can see from the image above, the price for the membership ranges from $2,497 up to $29,997. If you were to invest in all five memberships, you would have spent $64,155 with no guarantee on your success. Click here to learn more about MOBE Consultant Memberships and Compensation Plans.

I don’t know about you, but that’s definitely not chump change to blow away on an internet product. Shoot, the investment in my business started at around $49.00 per month with website hosting, profit-ready WordPress websites to build on, Keyword Research Tool, webinar, classrooms, plus more. You can sign up for free and get a test drive with zero commitment. Click here to learn more about it.

If I were to spend $64,155 on my recommended platform, it would cover all website hosting fees, tools, resources for 1,309 months or 109 years!—I’m probably not going to live long enough to spend that kind of money.

The Coach Is Nothing But A Salesperson

As I mentioned earlier, the coach is nothing but a salesperson. They spin it differently though! According to MOBE, the coach is there to help you with your business, but the true purpose is to sell you on higher memberships to earn a commission.

This is common practice for high ticket products because it’s near impossible to sell unless they can talk to you over the phone to make it more convincing. Similar to car sales, it is more effective to close deals or to get customers in the store if you’re able to talk over the phone rather than emails or sales letters.

More About MOBE

Is MOBE an MLM pyramid scheme? This has always been a controversy since the beginning. MOBE is technically not a pyramid scheme because they do sell digital marketing products.

Their digital marketing products are designed to make money for: the affiliate marketer that recruited the person, the coach who upsells the new person, and MOBE.

how MOBE operates
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Once you’re in the program you will be asked to promote MOBE to other people in your circle. Whether it is to start a blog or to reach out to potential customers via Social Media.

How many people do you think can actually afford to spend up to $64,000? Can you imagine how much traffic you must generate to get people to buy in on the MOBE products?

The idea is to get other people to buy in on the products that you purchased, so you can eventually make it back. Unfortunately, without proper training, most people will fail to promote MOBE.

MOBE Is Indeed Shut Down By The FTC

MOBE received a temporary restraining order (TRO) with over 4,577 pages of supporting evidence. The TRO explains how they run their business and that MOBE is nothing but a fraud.

The supporting evidence was collected from multiple sources: Transcripts of Communications, Hotels, Payment Processors, Property Leasing Agents, FTC Undercover Agents, Victims, and more.

mobe is a fraud
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It was all nothing but lies! They deceive you into believing that you can earn huge commissions like some of their top affiliates. I’m sure most of those top affiliates was earning a killer living simply because they got people to spend thousands of dollars.

According to the FTC, MOBE has stolen over $125 million dollars, calling MOBE an “illegal scheme”. If you want to get the full details of what the TRO states, click here to check it out!

Don’t Put All Of Your Eggs In One Basket

Don't Put All Of Your Eggs In One Basket
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That’s why I only promote products and services that teach you how to build your own business, so you can make money from multiple income streams. If you relied heavily on MOBE to generate income, this event would stop your income completely.

That’s why I don’t recommend done-for-you systems because you don’t have control over what happens. If you really want to learn how to make money online. It’s best that you create your own business.

Luckily for me, I learned fairly quickly. I was scammed once, okay maybe twice before I realized that any system(s) or product(s) that claims to make you rich fast doesn’t work.

I’m glad that I found my recommended platform. It has given me the education, tools, and resources to build something for myself. Here on Smart Affiliate Hub, I promote multiple products. If one goes away, the others will continue to help generate income for me.

At the moment, there is limited information in regard to the status of MOBE by Matthew Lloyd McPhee, a/k/a Matt Lloyd, a/k/a Matthew Lloyd.

Once I find out more information, I will update this blog post. If you receive any updates, please leave a comment below, so my readers can get alerted. Thanks!

Don’t Make The Same Mistake!

Build your own brand and learn how to make money online the right way!

 Kind Regards,

home, make money online home, make money online now, make money working from home, niche, niche website, self employed, SEO
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Has MOBE Been Shut Down By The FTC?
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68 thoughts on “Has MOBE Been Shut Down By The FTC?”

  1. Philip Colbert

    Hi Eric,

    I found something in my email not so long ago about MOBE. Didn't have time to check it then though.

    Came across your article and I am shocked they were allowed to even exist! CHECK OUT THOSE PRICES - jaw dropping!!

    Can one even begin to imagine trusting other people, who promise to show you the ropes on how to make money online, and then they keep on selling you stuff. Thank my lucky stars I found a legit platform that does not do that to me.

    I know the FTC have a pretty poor rate in 12 years of shutting down such websites. My memory is foggy, but its less than 20 - pretty sure that is accurate.

    I know there are tons of other online platforms that are sincere about showing others how to make it online but the problem is finding them.

    What are your top 3 Recommendations Eric?

    Well, this article on MOBE was a real eye opener but I do feel really sorry for their members. I do hope the FTC get back some serious cash to reimburse may members who may have spent a fortune, but not earn much or even a penny!

    I know of a story of a lady that was paying $250/$300 a month on another platform - to sell someone elses product and earn commissions. That is way too high!

    Anyways, I am so glad I read this article because I was wondering what was going on with that website. Lots of chatter online and I felt out of the loop.

    Appreciate your research Eric and please continue your amazing work 🙂 .

    - Philip.

  2. Hello Philip,

    I was kind of shocked too because lots of successful people were actively promoting MOBE. Fortunately, I never bought in to their products. 

    I actually don't have a top 3 recommendation for online platforms because I found one that enabled me to do what I do today. The name is Wealthy Affiliate

    It gave me the knowledge, platform, resources, and tools to do everything that I do. However, I do recommend other service providers to scale your business such as Aweber for email marketing, and a good WordPress theme like the Genesis Framework.

    I do hope the victims of the MOBE scheme gets their money-back as well. That's one heck of a lost for most of those people.

    Thanks again for dropping by and leaving a comment. I wish you great success,


  3. Hi Eric,

    Thanks for informing us of MOBE being shut down by the FTC. I was wondering why I wasn't able to access my dashboard for MOBE. This makes sense now. Good thing I didn't pay in for the higher tier products. I guess I should do more research before spending my money online.


  4. Hello Jacob,

    You are very welcome. Fortunately, you didn’t spend too much money. Affiliate programs should be free because you’re bringing customers to them.

    What do you plan on doing next? Will you continue to work for MOBE or will you find something else?


  5. Wow thats crazy! I thought MOBE was a legitimate business before. Lucky I didn't sign up and waste my time. Do you think MOBE would ever come back?

  6. I totally agree with you when you say the MOBE coach is nothing but a salesperson. I knew it was too much to assume that $49.00 was all it's required to start making money. But the amount you have to spend is just outrageous. It's sad knowing those who spend thousands of dollars will not get their money back. hopefully the FTC will do something about it.

  7. MOBE is just a deception with the 21 step system to draw you in. Once you're in. you will have to spend more money to continue.

  8. Hi Eric,

    Thanks for your information. I have been with MOBE for a few months now. I was wondering why my MOBE back office is not working. I guess it is time to move on and something else.

    - Wendy

  9. Hi Edward,

    That's why an affiliate program shouldn't require you to pay in to start earning. Especially not thousands of dollars.


  10. Hi Randy,

    Well, the good news is, you didn't pay them an arm and a leg. The truth to the matter is if they don't get shut down now. They will eventually.


  11. Hi Tammy,

    There's a chance MOBE might come back as a completely different company. Maybe even under a new name. However, instead of worrying about the survival of a company, it's best to learn how to brand yourself (:


  12. I knew this was going to happen sooner or later. The price they charge is outrageous. The money their consultants earn is nothing typical and their campaigns are very deceiving.

  13. Another one bites the dust. I am happy that the FTC is cracking down on scams to protect us.

  14. Hello Sabastian,

    MOBE had great educational products. It's a shame that they overcharge their customers and deceive them in ways that gave them false hope.

    Thanks for leaving a comment,

  15. Hello Ben,

    Yeah, I was shocked by how much you have to spend in order to reach their top-tier programs. They're definitely good at what they do since they were able to make a ton of money. I'm going to assume that their phone team did most of the work.

    Thanks for leaving a comment,

  16. Hello Lydia,

    Lucky you(: Some people had to spend thousands of dollars to learn the same mistake. Definitely check out the company before signing up in the future (:


  17. thanks for clarifying. i was thinking about signing up for mobe to change my life. i guess i made the right choice to due diligence and think twice.

  18. I am new to make money online and there is so many scammers. im glad they are shut down. what do you recommend?

  19. I signed up for a newsletter a while ago and i was introduced to My Own Business Education (MOBE). I also watched videos of their masterminds at Costa Rica. It seemed very legitimate, so it is quite surprising to see that they are shut down by the ftc.

    what is more shocking is that they have their attendees fake the checks to make it seem legitimate. I guess FTC has enough evidence to close them down, so that proves they are guilty.

    Do you think they will be back?

  20. Hey Ashley,

    I have watched their videos before and I am just as shock as you are. I honestly believe their educational products are high quality, but like you said. The FTC definitely has plenty of evidence before they take action as them. At this point, I don't think MOBE will come back.


  21. Hey Lim,

    I'm sure you've read my other responses by now, but I'm going to tell you one more time for the heck of it! What I do recommend is signing up for Wealthy Affiliate, an All in one platform for people who wants to learn how to make money online.


  22. Hello Jeric,

    Diligence is great! I always double check before I sign up for products and services myself. I usually prefer to work with companies that offer free trials. It assures me that they believe in the quality of their product or service.


  23. I've been following the news on MOBE. At this point it seems like they are not likely to come back. I will look into your training and recommendation. Thanks Eric.

  24. Hello Winn,

    Yeah, things are not looking so great for MOBE. If you like, definitely try out the free edition of my recommended platform. If you don't like it, simply forget about it and move on.

    Good luck,

  25. This is shocking... I was thinking about to sign up for the 21 step system. It looks like i can forget about it now.

  26. This is why I dont trust make money online opportunities. MOBE is a prime example. I am not saying most are scams, but there are only a few that I trust.

  27. This is shocking! I watch a lot of videos on Youtube about MOBE and I have always viewed them as a legitimate business. Well, life moves on I guess...

  28. The MOBE shut down is a disappointment. I was hoping to sign up with them once I get a job to pay for the fees. I thought it was legit this whole time. Well I guess I can spend my money else where. Thanks Eric.

  29. Richard Roberts

    Hi Eric! Thanks for pointing out that MOBE has been shut down. I just got back on vacation and was wondering why I can't access their back office.

  30. Hello Jason,

    Thanks! I just read another comment from you. It seems like you are thinking about signing up for my recommended platform. Please contact me if you need help.


  31. Hello Robert,

    You are very welcome! What a terrible way to end a vacation... I'm sorry for what happened. Feel free to check out my recommended platform and start off the right way. (:


  32. Hello Sandy,

    I actually enjoyed watching some of their videos too. Matt Loyd definitely had some good training, but I guess the FTC doesn't like their business model.


  33. Hello Angel,

    That's why we do research before doing anything haha. (: I only sign up for services that offer a free trial. If they are confident in their service, they should have no problem giving out free trials.


  34. I always knew their coaching program was fishy. It’s just a phone sales team designed to sell you more stuff.

  35. Hello Jake,

    I'm not surprised because in order to effectively sell a high ticket affiliate product. A phone sales team is a must!


  36. Wow, what a shocking turn of event. My friends and I were just talking about why we couldn't log into our MOBE back office.

  37. oh wow, this is surprising. I signed up for MOBE last year but never really continued. well i wonder if i can get some of my money back.

  38. Hello Sandy,

    You should definitely reach out to their receiver to get more information. Chances are, you're not going to get your money back though. Good news is, you learn from this experience and it makes you stronger.


  39. Hello Brad,

    Sorry to hear about your poor experience. That's why I recommend everyone to build their own website/blog and brand themselves. If you need help with anything, please let me know.


  40. Hi Eric. I think at this point, we can assume that MOBE will never come back. Like you said, we need to learn from this incident and not put all of our eggs in one basket. Thank you for your informative article.

  41. Hello John

    You're right. At this point, MOBE is probably not going to come back. Hopefully, we've all learned a valuable lesson to diversify our income source.


  42. thank you for the update. i havent checked mobe in a while and was surprise that they got shut down.

  43. Hi Barry,

    You are welcome! It was surprising because I knew they were selling high ticket products, but I didn't know about the shady practices behind it.


  44. Another one bites the dust. I guess MOBE really wasn't as legit as I thought. I was thinking about buying their products and I'm glad that I didn't.

  45. This is Cara from Australia! Thank you for informing us that Mobe is shut down by the FTC. I thought about signing up for it before but thank goodness I never did.

  46. Hello Cara,

    You are very welcome! MOBE has been shut down for quite some time now. If you are looking for legitimate ways to make money online, feel free to reach out to me.


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